Tag: tax planning

Navigating the Latest Distribution Rules for Inherited IRAs

Few financial instruments carry as much significance as Inherited Individual Retirement Accounts (IRAs). These accounts passed down from generation to generation have long been essential for legacy planning.  However, the SECURE Act has made changes that have reshaped the landscape for those inheriting IRAs after 12/31/2019. These changes affect how beneficiaries access and manage these […]

Unlocking the Power of Employee Stock Options (NQ & ISO): Tax Strategies, Timing, and More

In the intricate landscape of executive retirement planning, few tools wield as much potential for financial empowerment as employee stock options (ESOs). For high-earning executives navigating non-traditional equity planning and tax strategies, understanding the nuances of Non-Qualified (NQ) and Incentive Stock Options (ISO) is paramount. This blog aims to unlock the latent power within these […]

Do You Have Too Much Company Stock?

For high-net-worth executives, equity compensation is simply part of the game. But when you’re consistently paid (bonuses, salary, etc.) in company stock, it’s easy to accumulate too much. Today we’ll review how high-profile executives can better manage their company’s equity and actively avoid concentration risk. What’s Too Much Company Stock? The answer to this question […]

Here’s What High-Earners Need To Know About Roth Conversions

Roth conversions are here to stay (for now), so here’s what they are, how they work, and how high-earners can consider leveraging them throughout their careers. What Is A Roth Conversion? A Roth conversion is a strategy that allows you to convert all (or a portion) of your pre-tax retirement accounts (IRA, 401k, etc.) into […]