Equity Compensation

Does your employer equity make up a meaningful part of your portfolio?  At Wingate Wealth Advisors, we specialize in reviewing equity compensation packages, including:

  • Incentive stock options
  • Non-qualified stock options
  • Restricted stock
  • Employee stock purchase plans
  • Stock appreciation rights
  • Performance shares
  • Retention shares
  • Outright ownership or partnership

When a large percentage of your portfolio or net worth is made up of stock in any one company, especially the one where you work, it raises the concern of “concentration risk.” This is to be seriously considered, especially if both your income and portfolio results are heavily dependent on one company’s viability and financial performance. This may have you wondering, when is the right time to diversify the portfolio? How much should be retained so you can (hopefully) be a part of your employer’s future successes while mitigating the serious risk to meeting your goals?

As Wingate Wealth Advisors is an expert in Equity Compensation and Financial planning, Equity Compensation decisions are not made in isolation but as a part of a comprehensive financial plan. Additionally, through our investment management services, we can create a portfolio to help mitigate some of the single stock risk of your employer stock compensation. Wingate is a long-term partner that analyzes Equity Compensation over the long haul as companies, markets, and circumstances change.

Schedule a Private, Complimentary Consultation

You’ll also receive our Incentive Stock Options checklist that reviews… 

  • Issues to consider at grant
  • Implications of exercise, including early exercise and post-vesting
  • Tax considerations and the IRC §83(b) election
  • Share ownership and sale strategies

FAQ

Are you a fiduciary?

As an SEC registered Investment Advisor, we are a fiduciary and are required to act in our clients’ best interests at all times.  

Where are you located?

We are in Lexington, MA. While we pride ourselves on offering personalized service to local professionals, we work with clients throughout the country.  We offer our services through in-person meetings and virtual conferencing.

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