This year marks the start of a significant tax legislation update affecting many high earners nearing retirement. Since 2002, the federal government has permitted employees over the age of 50 to make additional contributions to their retirement accounts beyond the annual limit, creating greater saving opportunities for eligible employees. As of January 1, 2026, however, […]
As you approach retirement or move to a new employer, a 401(k) rollover probably feels like a natural next step on your to-do list. But if your retirement plan includes employer stock that has grown significantly over time, rolling everything into an IRA without a closer look could mean foregoing a powerful tax opportunity. Called […]
The government is making a wide range of adjustments across the board for the coming year. Changes impact Medicare premiums, Social Security COLA, tax brackets, and retirement plan contribution limits. The changes could mean higher income and tax savings for some next year. Medicare Medicare Part B Premiums have increased. The base monthly premium for […]
Let’s start this post off with a question: Can you pay less for Medicare? Lowering your premiums is no small feat, especially for high-income earners who are subject to Medicare IRMAA. Read on in this article to learn more about “Medicare IRMAA” and how you can take action to potentially decrease its impact on your […]
You might hit a point in your career where you need to pause, take time off, and pursue other interests, or in some cases, focus on healing. Maybe you’re feeling burned out from years of hard work and considering early retirement, whether by choice or because your role was unexpectedly phased out. Or perhaps it’s […]
More and more, we’re hearing from clients who don’t need to work—but until now, they’ve chosen to stay because they enjoyed the structure, the challenge, or the connection their careers provided. Lately, however, that’s changing. Today’s political and economic uncertainty is bleeding into the workplace. Many professionals are being asked to do more with less—facing […]
A traditional 401(k) or similar employer-sponsored retirement plan is a foundational savings tool for most Americans, yet those who are self-employed may not have access to these traditional savings methods. While you could still reap the tax benefits of contributing to a traditional or Roth IRA, the annual contribution limits are relatively low (less than […]
When, Why, and How to choose a plan that’s right for you (especially if you’re already enrolled). Whether you’re looking into Medicare for the first time, or taking advantage of annual enrollment to update your strategy, we’ve broken down the critical choices you must make into a simple decision-making tool (including the easy-to-understand questions you […]
Few financial instruments carry as much significance as Inherited Individual Retirement Accounts (IRAs). These accounts passed down from generation to generation have long been essential for legacy planning. However, the SECURE Act has made changes that have reshaped the landscape for those inheriting IRAs after 12/31/2019. These changes affect how beneficiaries access and manage these […]
In retirement planning, one thing is clear – when preparing for the future, there’s no one-size-fits-all solution. This especially applies to high-income earners, who often have more complex financial portfolios and other unique considerations to weigh. For those fortunate enough to enjoy a high income, the stakes are higher, and the choices are more significant. At […]
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